Showing posts with label buying a home. Show all posts
Showing posts with label buying a home. Show all posts

Monday, October 20, 2025

Navigating the Home Buyers & Sellers Market in Metro Atlanta & Metro Miami

 Your 2025 Guide to Buying and Selling with Confidence in Atlanta and Miami

Buying or selling a home is a major financial and emotional decision. Whether you’re a first-time buyer in the Metro Atlanta area, or a seller looking to maximize value in the Metro Miami region, understanding the local market dynamics, timing, pricing strategy and negotiation approach can make a big difference.

In this guide we’ll cover:

  • The current market trends in Metro Atlanta and Metro Miami

  • What buyers need to know to position themselves well

  • What sellers need to focus on to maximize sale price

  • Actionable steps for both groups to succeed in 2025

  • Frequently asked questions by buyers & sellers in these regions

Let’s dive in.

1. Market Snapshot: Metro Atlanta


Staged living room interior in Atlanta home ready for sale

Chart showing 2025 metro Atlanta housing market trend with inventory increase



Exterior of a single-family home for sale in Metro Atlanta suburb

Key Trends & Data

  • The Atlanta housing market is shifting — inventory is increasing, days on market are lengthening, and price growth is moderating. For example: as of June 2025 the number of homes for sale rose about 10.2 % month-over-month to nearly 9,400 in Atlanta. domoREALTY

  • According to Redfin, the median sale price in Atlanta was about $374,950, down about 5.1 % year-over-year. Redfin

  • Another source notes that median sales price in June 2025 for the metro was about $440,000, down about 2.2 % from the prior year, with inventory up ~36.8 %. Norada Real Estate

  • Experts observe that Atlanta is now trending toward a buyer’s market (or at least a balanced market) after years of strong seller advantage. AJC+1

  • Days to sell are increasing. For example, one report mentioned average days in market being 40+ in Atlanta, more in line with pre-2020 norms. Rough Draft Atlanta

What This Means for Buyers

  • More choices: With inventory rising, buyers in Atlanta have somewhat more leverage than in the peak seller’s-market years.

  • Time to act thoughtfully: Because homes are staying on market longer, there’s less frenzy but also more room for negotiation.

  • Watch pricing carefully: Some homes are sitting longer or experiencing price reductions — so strong due-diligence is important.

  • Mortgage & budget awareness: Even if market conditions ease, affordability remains a challenge; many buyers need a household income over $120,000 to reasonably afford the median home in the Atlanta-Sandy Springs-Roswell area. AJC

What This Means for Sellers

  • Don’t rely on instant bidding wars: The “multiple offers above list” era has cooled; many sales are now below original list price. Axios

  • Pricing strategy is critical: Properly pricing and staging your home for the current market is more important than ever to attract interest quickly.

  • Marketing exposure matters: Since buyers have more options, sellers need to ensure strong presentation and maximum listing exposure.

  • Prepare for longer sale timelines: Homes may spend more days on market than in recent years, so patience and flexibility help.


2. Market Snapshot: Metro Miami

Waterfront home for sale in Metro Miami Florida

Luxury condo interior in Miami Florida targeted to home buyers


Housing market trend chart Metro Miami 2025 showing median price shift



Key Trends & Data

  • In Metro Miami, the housing market is also showing signs of cooling. For example: in September 2025 the median sale price was ~$605,000, down about 6.9 % from last year. Homes sold after an average of 114 days. Redfin

  • Miami has emerged as a strong buyer’s market in 2025, with about 9.7 months of supply recorded, indicating more homes available relative to buyers. Norada Real Estate

  • Inventory is up: one report noted the median list price in Miami was $510,000 (down ~4.7 % from 2024) while inventory rose ~35 %. Miami New Times

  • Sellers in Florida are increasingly delisting homes rather than reducing price, which signals hesitancy to accept lower offers. NBC 6 South Florida+1

What This Means for Buyers

  • Better negotiating position: With elevated inventory and longer market times, buyers in Miami may have more leverage than in the recent tight markets.

  • Opportunity for discounts or incentives: Some sellers may be motivated to make concessions, reduce price or include extras.

  • Keep an eye on specific sub-markets: While broad market is cooler, luxury and waterfront properties in Miami remain more resilient (and competitive) than average. Newsweek

  • Secure financing early: With more options, being pre-approved and ready to act helps you stand out among other buyers.

What This Means for Sellers

  • Expect more competition among sellers: With more inventory, each listing must be differentiated (pricing, staging, marketing) to attract buyer attention.

  • Consider price reductions or incentives: In some cases, adjusting expectations may move the sale sooner rather than listing for longer hoping for a higher price.

  • Focus on presenting exceptional value: Especially if you want to sell quickly, investing in curb-appeal, high quality photos, virtual tours etc can help.

  • Have contingency plans: Given longer time to sell in many cases, plan for and budget the carrying costs (mortgage, taxes, maintenance) while your home is on market.


3. Key Long-Tail Keyword Phrases to Use

When writing your blog, crafting your listing descriptions, or preparing content for your website, consider weaving in these long-tail keywords (which can help with SEO and attract targeted traffic):

  • “buy a home in metro Atlanta 2025”

  • “selling my house in metro Atlanta suburbs”

  • “home buyers guide Atlanta Georgia metro”

  • “metro Miami home sellers tips 2025”

  • “buying property in Miami Florida 2025 market”

  • “how to sell your home quickly in Miami metro area”

  • “Atlanta house pricing trends 2025 buyer’s market”

  • “Miami Florida real estate available homes buyer opportunities”

By naturally integrating these phrases into headings, sub-headings, image alt-text, and body copy, you increase relevance and potential ranking for those niche queries.


4. Actionable Checklist for Home Buyers (Atlanta & Miami)

Here’s a step-by-step plan for buyers:

Step 1: Get Pre-Approved for Mortgage

  • Before you seriously look at listings, speak to a lender to determine your budget, monthly payment range, credit score implications, down-payment options.

  • Having a pre-approval letter strengthens your offer (especially in competitive pockets).

  • In markets like Atlanta where budgets are tight, realistic affordability is key.

Step 2: Define Your Priorities & Needs

  • Location: Are you looking in Atlanta suburbs (e.g., Alpharetta, Marietta) or within Atlanta city? In Miami, which neighborhoods appeal (Miami-Dade, Coral Gables, etc)?

  • Home type: single-family, condo, townhouse?

  • Features: school district, commute time, amenities, outdoor space, flood zone (especially relevant in Miami).

  • Budget and contingency for maintenance/repairs.

Step 3: Monitor the Market & Inventory

  • In Atlanta, note that inventory is rising and prices are stabilizing, so you may have more choices and some negotiating room.

  • In Miami, while inventory is elevated and market is favorable to buyers, some segments (like luxury/waterfront) remain competitive — tailor your strategy accordingly.

  • Use tools like MLS alerts, set up notifications for new listings in your target zip codes.

Step 4: Make a Strong Offer

  • In markets trending toward buyer advantage, your offer still needs to be clean:

    • Submit with pre-approval

    • Limit contingencies when possible (while still protecting yourself)

    • Consider competitive earnest money

    • Be ready to move quickly; homes can still go fast in desirable zones.

  • Factor in closing costs, inspections, potential repairs, and future resale value.

Step 5: Due Diligence & Inspect Thoroughly

  • Especially in these transitional markets, some homes may stay longer or have subtle defects that were overlooked in the frenzy years.

  • In Miami, check for flood risk, insurance cost, hurricane/storm protection.

  • In Atlanta, as competition eases, you may have more time to inspect and negotiate repairs or credits.

Step 6: Close & Plan for the Future

  • Be ready for post-closing expenses (maintenance, property taxes, HOA if applicable).

  • Consider future resale value: in both metro Atlanta and metro Miami, aligning with neighborhoods expected to appreciate can matter long-term.

  • Stay flexible: If rates drop, might you refinance? If market improves, when might you consider selling?


5. Actionable Checklist for Home Sellers (Atlanta & Miami)

Here’s a roadmap for sellers:

Step 1: Understand Your Local Market Position

  • Determine whether your home sits in a buyer-friendly, balanced, or still-competitive niche. In Atlanta, many areas are shifting toward the buyer side; in Miami, there are portions of the market with elevated supply.

  • Pull recent comparable sales (within last 30-60 days) in your neighborhood, paying attention to days on market, list vs sold price.

Step 2: Price Strategically

  • Pricing too high can lead to your home sitting longer, which may cause buyers to assume “something is wrong.”

  • In Atlanta, homes are increasingly selling below asking price — around 59.3 % of homes in June 2025 sold below asking. Rocket

  • In Miami, sellers who aren’t adjusting expectations may face delisting rather than sell. Realtor

  • An optimal approach: set a price that invites interest, leaves some room for negotiation, but doesn’t overshoot realistic market value.

Step 3: Prepare the Home for Sale

  • Invest in curb-appeal: clean landscaping, fresh paint, neat exterior.

  • Declutter and stage key rooms (kitchen, living, master) to appeal broadly.

  • Highlight local advantages: top schools (Atlanta suburbs), walkability or waterfront (Miami), tax advantages, community amenities.

  • For Miami especially: address any hurricane/flood prepping features, insurance incentives, and show value beyond price.

Step 4: Market Aggressively

  • Use professional photography, virtual tours.

  • Make sure to list on major platforms and consider targeted local advertising.

  • Emphasize “move-in ready,” “prime location,” or unique features (e.g., loft space, outdoor living, proximity to downtown Atlanta, or Miami waterfront).

  • For SEO-rich online listings or blog posts, incorporate keywords like “sell your home in Atlanta Georgia 2025” or “Miami Florida home sellers market tips” in description, meta tags.

Step 5: Negotiate Smartly & Be Flexible

  • Be open to offers and ready to act.

  • In richer inventory situations (Miami or certain Atlanta suburbs) a buyer may request repair credits or ask for closing cost help — decide beforehand how much concession you’re willing to make.

  • Keep a timeline in mind: your home being on the market longer can increase carrying costs and reduce perceived value.

Step 6: Close Smoothly & Transition

  • Ensure all paperwork, disclosures, inspections etc are handled promptly.

  • Aid buyer trust by being transparent on known issues.

  • Plan your next move (buying another home, renting, relocating) ahead of time so you’re not stuck under pressure.


6. Frequently Asked Questions (FAQ)

Q: Is now a good time to buy a home in Metro Atlanta?
A: Yes — with increased inventory and stabilizing or slightly declining prices, buyers may have more leverage than in recent years. However affordability is still a challenge, and loan terms/interest rates should be considered carefully.

Q: Should I wait to sell my home in Miami until prices go back up?
A: That depends on your personal timeline and finances. While some parts of the Miami market are cooling, waiting may incur additional costs (maintenance, insurance, taxes). If you’re ready to move, proactively preparing and pricing your home right now may yield better outcomes than passively waiting.

Q: What neighborhoods in Atlanta are strong for future resale?
A: Suburbs with good school systems, access to transportation, and amenities (e.g., walkability, green spaces) tend to hold value. Even if pricing advantage exists now, long-term fundamentals matter.

Q: How much should I expect to negotiate when buying in Miami?
A: Given the elevated inventory and longer days on market, buyers may secure around 3-5 %+ below asking (or negotiate credits/incentives) depending on condition, location and seller motivation. Always have your contingencies and inspections in place.

Q: How can I make sure my blog or website ranks for “home buyers Atlanta” or “home sellers Miami”?
A: Use the long-tail keywords naturally inside your headings (H1, H2s), meta description, image alt-text, and body content. For example:

  • “Buy a home in metro Atlanta 2025: complete buyer’s checklist”

  • “How to sell your house in metro Miami Florida: 2025 market updates”
    Also link internally to other relevant blog posts, ensure mobile-friendly design, load speed, and want to earn backlinks (local real estate associations, community blogs, etc).


7. Conclusion & Call to Action

If you’re buying or selling in Metro Atlanta or Metro Miami, now is a strategic window. For buyers, there’s more room to negotiate and more listings from which to choose. For sellers, the urgency is on smart preparation and realistic pricing rather than relying on a hot market to carry you.

Next steps:

  • If you’re a buyer: speak with a lender for pre-approval, identify your target neighborhoods, set up listing alerts, and work with a local agent who knows Metro Atlanta or Metro Miami.

  • If you’re a seller: get a market-analysis for your home, plan any needed repairs/staging, price wisely, and market aggressively.

Feel free to reach out if you’d like a downloadable checklist, local neighborhood breakdown, or help crafting listing copy optimized for SEO in your region. I’m happy to assist!

  • Priscilla Hammond Realtor, Real Estate Agent
    Certified Investor's Agent Specialist
    Accredited Buyer's Representative 
    HomeSmart Realty Office (404) 876-4901
    Direct (678) 378-9837

Friday, February 23, 2018

Before You Buy A House, Get Your Ducks In A Row

Before You Buy A House, Get Your Ducks In A Row

 

Not ready to buy now? That's not always a bad thing. It gives you time to get everything together. 

This information that I'm going to give you will benefit you so you can have everything you need prior to starting out on your home buying transaction.

INCOME

  First of all you need to get your proof of income together. That is your last three years tax returns and your last 6 months of check stubs if applicable. If you haven't filed this year's tax returns get advice from your loan officer first. Your annual household income will help you determine your purchasing power. In the average case a person can buy a house worth 3 times what their annual income is. For example if your annual household income is $150,000 then your purchasing power will be approximately a $450,000 house give or take, depending on your credit score and your debt to income ratio also known as DTI.


CREDIT
 Speaking of credit that's the second thing you need to have knowledge of. What your debt to income ratio is now and what it will be after you purchase a home. New lending requirements have lowered the debt to income ratio which will weaken your purchasing power. You might have to pay off a couple bills and I can refer you to my loan officer for more accurate information on that. You only need a 580 credit score to qualify for an FHA loan.

LOANS 
Speaking of loans, that is the other thing you need to have knowledge about. An FHA loan only requires a 3.5% down payment and a conventional loan can be anywhere from 5% to 20% for the down payment. So you need to have some money saved up for your down payment and 6 months of escrow, my loan officer can give you more details if you don't have one yet. There are FHA loan limits in Florida so click here to check for the county you want to live in.

AREA

Know the area you want to buy in. What are the home prices and do they match your home needs? What is most important to you- the area, the schools, the home, the proximity to attractions or shopping etc. Select your most important priorities and figure out what your deal-breakers are to save you and your real estate agent some time.

Buying a home isn't as difficult as it may seem if you have solid support and guidance along the way.

Priscilla Hammond Real Estate Agent
Desari Jabbar Realty Group
925 Main St #104, Stone Mountain, GA 30083

Direct 678-378-1802
My real estate website

Happy home hunting!!
buy a home, buying a home, buy a house, home buyer tips, home buying guide

Friday, February 16, 2018

2BR 2BA Condo For Sale in the Renaissance of Pompano Beach

Yes this can be your new home!! Enjoy this tastefully remodeled northeast corner unit with ocean, canal and intracoastal views!! This unit is very spacious and has a renovated kitchen and bathrooms with lovely tile floors throughout. Two balconies with spectacular water views overlooking the Atlantic Ocean and Intracoastal. Washer and dryer in the unit. Boutique building that is very well maintained and managed located across the street from golden sand beaches. Deeded 40-foot dock can be purchased for an additional $50,000 and a covered parking space can be purchased for an additional $30,000.

Located in the Renaissance of Pompano Beach condominium community the complex features a secured lobby, elevator, a billiards room, clubhouse, club room, community room, exercise room, extra storage, heated pool and hot tub.

The unit features fire sprinklers, walk-in closets, dishwasher, disposal, high impact Windows, high-impact glass, high impact doors and so much more come and see for yourself.

Listing provided courtesy of:
 Christian Duhaime 
Remax Consultants Realty 1
1625 South East 17th Street Causeway Fort Lauderdale Florida 33316.
And you can contact me for showings or more information
Priscilla Hammond
.Remax Consultants Realty 1
1625 South East 17th Street Causeway Fort Lauderdale Florida 33316
305.783.4269
 
1361 S. Ocean Blvd., 33062    google map | yahoo map

Bedrooms: 2
• Location: Ft Lauderdale, Pompano Beach, FL

• Post ID: 79253497 ftlauderdale


 



















#luxury Florida condo for sale #pompano beach florida #floridarealestate #buying a home #selling a home

Friday, January 19, 2018

Top 4 Reasons You Need A Termite Inspection When Buying A House

 

Top 4 Reasons You Need A Termite Inspection When Buying A House


buying a home,termite inspection,termite treatment

You're in the process of buying a home and your Real Estate Agent calls you and tells you that the seller has accepted your offer on your dream home!!  Woohoo, Yippee, Hooray!!!!  Then your Agent tells you that the seller doesn’t have a termite letter and you should get a termite inspection.

 What is a termite inspection and do you really need one?

The answer is most definitely, yes. It's a minuscule cost for such a major investment.
 
1. The termite inspection can save you a lot of money, time and trouble down the road. 

2. You want to be aware of any termite damage to the home before ownership of the home is transferred to you. If termites are found, the real estate agent who's representing you can go back to the seller and attempt to re-negotiate your sales contract before you purchase the home. If the seller has not already given you a credit for repairs on the home and sometimes even when they have.

3. If you’re getting a loan for the home your lender will usually require a termite letter dated within a specified time frame of your closing. As soon as the termite inspection is performed, the buyer’s agent or the buyer should make sure the lender gets a copy of the report.

4. A termite bond is a contract between the property owner and a termite treatment company which addresses future termite infestations.
A re-treatment bond obligates the termite company to re-treat the property in the event of a future termite infestation.
A repair bond obligates the termite company to re-treat the property for future infestations and repair any damage caused by the termites. There is traditionally a limited dollar amount for those repairs specified in your contract/bond with the termite company. This is the preferred option.

Should you buy a home that the termite company has found to have termites or termite damage? That is mainly up to you and would depend on several factors. How bad do you want the home? The extent of the infestation and the damage? Are you comfortable with having the termite company treat and/or repair the home?

#termite inspection #termite bond  #buying a home  

Priscilla Hammond, Licensed Real Estate Agent
RE/MAX Consultants Realty 1 Office (954) 767-4667                
Direct (305) 783-4269